Privacy Policy
At Kensley Financial, your privacy is of paramount importance to us. This Privacy Policy outlines how we collect, use, and protect your personal and financial information when you visit our website www.kensleyfinancial.com and use our services, including credit repair, debt consolidation, and loan refinancing services .
By using the Site and Services, you agree to the practices described in this Privacy Policy.
1. Information We Collect
We collect both personal and non-personal information in the following ways:
Personal Information
- Account Information: When you create an account on our Site, we collect information such as your name, email address, phone number, and any other details required for the creation of your account.
- Financial Information: To provide our Services, we may ask for details such as your credit report, financial history, debts, income, and other relevant financial information.
- Payment Information: If you engage in a paid service, we may collect payment details, such as credit card or bank account numbers, through secure third-party payment processors.
Non-Personal Information
- Log Data: We automatically collect information related to your interactions with the Site, such as your IP address, browser type, device type, and pages visited.
- Cookies and Tracking Technologies: We use cookies and similar technologies to track your activity on the Site and enhance user experience.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To Provide Our Services: We use your personal and financial information to deliver our credit repair, debt consolidation, and loan refinancing services.
- To Communicate with You: We use your contact information to send you important updates about your account, changes to our Services, and other necessary communications related to the Services.
- To Improve the Site and Services: We use non-personal information, such as browsing behavior, to analyze trends and enhance the user experience on the Site.
- For Marketing and Promotions: With your consent, we may use your contact information to send you promotional offers or newsletters related to our Services.
3. How We Share Your Information
We do not sell your personal information to third parties. However, we may share your information in the following circumstances:
- Third-Party Service Providers: We may share your information with trusted third-party service providers who assist us in providing our Services, such as payment processors, credit agencies, or lenders. These third parties are required to protect your information in accordance with our privacy practices.
- Legal Requirements: We may disclose your information if required to do so by law or in response to a valid legal process, such as a subpoena or government request.
- Business Transfers: If Kensley Financial is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you if your information is transferred to a different entity.
4. Data Security
We take reasonable measures to protect your personal and financial information from unauthorized access, use, or disclosure. These measures include encryption, secure server connections, and administrative safeguards. However, no data transmission over the internet is 100% secure, and we cannot guarantee the security of your information.
5. Your Rights and Choices
You have the following rights regarding your personal information:
- Access and Correction: You can request access to the personal information we have collected about you and ask us to correct any inaccuracies.
- Deletion: You may request that we delete your account and any associated information. Please note that we may need to retain certain information for legal or operational purposes.
- Opt-Out of Marketing Communications: If you no longer wish to receive marketing communications from us, you can unsubscribe by following the instructions in any promotional email or by contacting us directly.
6. Cookies and Tracking Technologies
We use cookies and similar technologies to collect data about your use of the Site, such as the pages you visit and how long you spend on each page. Cookies help us improve the functionality and performance of the Site, customize your experience, and analyze trends.
You can control cookies through your browser settings. However, please note that disabling cookies may affect the functionality of certain features on the Site.
7. Children’s Privacy
Our Services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from children. If we learn that we have inadvertently collected personal information from a child under the age of 18, we will take steps to delete such information.
8. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with an updated “Last Updated” date. We encourage you to review this Privacy Policy periodically for any updates. Your continued use of the Site and Services after any changes to this Privacy Policy will constitute your acceptance of those changes.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your information, please contact us at:
Kensley Financial
Phone: +1 9493426354
Email: [email protected]
Address: 4000 MacArthur Blvd, Suite 600 East Tower, Newport Beach, CA 92660, United States
By using the Site and Services, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.
FACTS
WHAT DOES Kensley Financial DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you apply for or have with us. This information can include:
- Social Security number
- Account balance and payment history
- Credit history and credit scores
- Usage Information
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Kensley Financial LLC. (“Kensley Financial”) chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION | DOES KENSLEY FINANCIAL SHARE? | CAN YOU LIMIT THIS SHARING? |
For our everyday business purposes – such as to process your application and transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes – to offer our products and services to you | Yes | Yes |
For joint marketing with other financial companies | No | N/A |
For our affiliates’ everyday business purposes – information about your transactions and experiences | Yes | Yes |
For our affiliates’ everyday business purposes – information about your creditworthiness | Yes | Yes |
For our affiliates to market to you | Yes | Yes |
For nonaffiliates to market to you | No | N/A |
To limit our sharing
- Call (949) 342-6354 – our menu will prompt you through your choice(s).
- Mail the form below.
Please note:
If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call (949) 342-6354
WHO WE ARE
Who is providing this notice?
Kensley Financial, LLC.
WHAT WE DO
How does Kensley Financial LLC. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Kensley Financial LLC. collect my personal information?
We collect your personal information, for example, when you:
- Apply for a loan or give us your contact information
- Give us your income information or provide employment information
- Provide employment history
We also may collect your personal information from others, such as credit bureaus, affiliates, fraud detection services, or other companies.
We and our third-party service providers may use a variety of technologies that automatically (or passively) store or collect certain information whenever you visit or interact with the company (“Usage Information”). This Usage Information may be stored or accessed using a variety of technologies that may be downloaded to your personal computer, browser, laptop, tablet, mobile phone, or other devices (a “Device”) whenever you visit or interact with us. The Usage Information may include, but is not limited to, your browser type, operating system, software version, Internet Protocol (“IP”) address, or other unique identifiers for your Device, Device location, and other Device characteristics.
Various methods and technologies to store or collect Usage Information may be used, such as Cookies and Web Beacons. You may adjust your browser or operating system settings to limit this tracking or to decline cookies, but by doing so, you may not be able to use certain features on the company site or take full advantage of all of our offerings. Check the “Help” menu of your browser or operating system to learn how to adjust your tracking settings or cookie preferences.
Please note that our system may not respond to Do Not Track requests or headers from some or all browsers.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account – unless you tell us otherwise.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Kensley Financial LLC. does not share your personal information with non-affiliates.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Kensley Financial LLC. does not jointly market.
Other important information
CALIFORNIA RESIDENTS
If you are a California resident, you have the right to receive:
- Information identifying any third-party company(ies) to whom we may have disclosed, within the past calendar year, personal information pertaining to you and your family for the company’s provision of services or marketing purposes; and
- A description of the categories of personal information disclosed.
To obtain such information, you must make a request in writing. Your request must include your name registration (email address), the site name you visited, and a return address, or it will not be processed. We will not honor such requests more than once per the calendar year. Requests made via email will not be accepted.
Please mail your request to the address listed below.
Have additional questions?
Give us a call: (949) 342-6354 or shoot us an email: [email protected]