Welcome to Kensley Financial! These Terms of Service govern your use of our website www.kensleyfinancial.com and services provided by Kensley Financial, including credit repair, debt consolidation, and loan refinancing services. By accessing or using the Site and Services, you agree to comply with and be bound by these Terms.

If you do not agree with these Terms, please refrain from using the Site and Services.

1. Eligibility

You must be at least 18 years of age and legally capable of entering into a binding agreement to use our Services. By using the Site, you represent that you meet these requirements.

2. Services Provided

Kensley Financial offers the following services:

• Credit Repair: Assistance in improving credit scores through dispute resolution and credit report analysis.
• Debt Consolidation: Help with consolidating various debts into a single loan or payment plan.
• Loan Refinancing: Refinancing of existing loans to improve terms, rates, or payment structures.

Please note that these services do not guarantee specific results, and your eligibility may depend on your financial situation and the providers we work with.

3. Account Registration

To access certain features or Services on the Site, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and maintain the security of your account. You are responsible for all activities that occur under your account and agree to notify us immediately if you believe your account has been compromised.

4. User Responsibilities

You agree to use the Site and Services in compliance with all applicable laws and regulations. You will not:

• Use the Site for any fraudulent, unlawful, or abusive activities.
• Attempt to interfere with the proper functioning of the Site or Services.
• Use any automated means (e.g., bots, crawlers) to access or interact with the Site.
• Provide false or misleading information during registration or while using the Services.

5. Fees and Payments

Our Services may be subject to fees, which will be disclosed to you before you engage in any service. Kensley Financial reserves the right to modify fees at any time. All payments for Services are due promptly as outlined during the service process.

6. Privacy and Data Collection

Your privacy is important to us. By using the Site and Services, you consent to the collection and use of your personal and financial information as described in our Privacy Policy.

7. Disclaimers

• No Guarantees: While we will make reasonable efforts to assist you in improving your credit, consolidating debts, or refinancing loans, we do not guarantee specific outcomes, including improvements to your credit score or financial situation.
• Third-Party Providers: We may work with third-party lenders, credit agencies, or service providers to deliver our Services. Kensley Financial is not responsible for the actions, services, or outcomes provided by third parties.
• No Legal or Financial Advice: The Services we offer are not to be construed as legal, tax, or investment advice. You should consult with a professional for advice specific to your situation.

8. Termination of Service

Kensley Financial may suspend or terminate your access to the Site and Services at our discretion, including for violations of these Terms or any applicable law. You may terminate your account at any time by following the instructions provided on the Site.

9. Limitation of Liability

Kensley Financial, its employees, agents, or affiliates are not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Site or Services, including loss of profits, data, or other intangible losses.

10. Indemnification

You agree to indemnify and hold Kensley Financial harmless from any claims, damages, or losses arising out of your violation of these Terms or misuse of the Site or Services.

11. Changes to Terms

We reserve the right to modify or update these Terms at any time. Changes will be posted on the Site with an updated “Last Updated” date. Your continued use of the Site or Services after any such changes constitutes your acceptance of the new Terms.

12. Governing Law

These Terms are governed by the laws of the State of [Insert State], United States, without regard to its conflict of law principles. Any dispute arising out of or related to these Terms shall be resolved in the appropriate courts located in [Insert County/State].

13. Contact Information

If you have any questions or concerns regarding these Terms, please contact us at:

Kensley Financial
Phone: +1 9493426354
Email: [email protected]
 Address: 4000 MacArthur Blvd, Suite 600 East Tower, Newport Beach, CA 92660, United States.

By using the Site and Services, you acknowledge that you have read, understood, and agree to these Terms of Service.